Whether you own a cherished car, be it classic or modern, the Masterpiece policy, available through Sovereign, sets the benchmark for quality insurance cover. The first product of its kind in Gibraltar to cater specifically to high-net-worth individuals, Masterpiece is widely recognised by car enthusiasts as a market-leading proposition.

Masterpiece offers truly unrivaled benefits that are complemented by an outstanding claims service and unique approach to appraisals, including but not limited to:

  • Cover for all your cars under the one policy with one renewal date.
  • Fully comprehensive cover for named drivers using someone else’s vehicle with their permission.
  • ‘Any Driver’ cover allows you to lend your vehicle to anyone who doesn’t reside with you & they will be insured on a fully comprehensive basis.
  •  ‘Agreed value’ cover, meaning that following a total loss there is no haggling – you get at least the sum insured.
  • ‘Extended Replacement Cost Cover’ providing a like for like replacement vehicle costing up to 150% of your sum insured, if the cost to replace your vehicle exceeds the agreed sum insured.
  • You can select your preferred garage, dealer or other specialist third party to carry out repairs. The aim is always to get your car back to its exquisite best.

Coverage for your cars can be combined with cover for homes, not only in Gibraltar but beyond. Masterpiece is delivered by Chubb, recognized as a world-leading specialist insurer of fine homes and cars as well as privately owned art, antiques and jewellery.

For a private consultation, quotation or further information, please contact our team at Sovereign Insurance Services on 20052908, or email enquiries@sis.gi